I really don’t like people ringing me to sell me something I don’t want. Yes. I’m talking to you insurance and credit card telesales people. So when I got a phone call just a moment ago after a nice long drive home from Leeds, you can imagine I wasn’t too enthused.

I let the guy read from his incredibly over-worded script for about five minutes (don’t you just love speaker phone) before stopping him in his tracks. His offer of insurance incase I don’t pay my card wasn’t really that enticing. I only spend what I can afford and pay my card back each month. Two fingers to you American Express. You won’t be getting any of my money today.